Find out if NYS-MAP may be able to help you.
Do you own and occupy your home as your primary residence?
NOTE: To be eligible for NYS-MAP, you must currently live in your home. You can have renters in the home, but you must live there, too. If you have been temporarily displaced from your home because of a natural disaster, you may still be eligible for NYS-MAP.
Is your home a single family house, 2 to 4 family house, condo, or co-op?
NOTE: Some types of manufactured housing are eligible for NYS-MAP.
Is your household income equal to or less than ?
Based on your answers, NYS-MAP may be able to help. Please note that there are additional program criteria so you will need to meet with a foreclosure prevention professional who can help you determine if you may be eligible.
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About the program
NYS-MAP is funded by New York Attorney General Eric Schneiderman and administered by the Center for NYC Neighborhoods, with support from the Empire Justice Center. NYS-MAP will keep New Yorkers in their homes by making loans to homeowners who are at risk of foreclosure and unable to get assistance from other foreclosure prevention programs.
NYS-MAP funds can be used to bring a mortgage current, help get a modification, or pay off a mortgage completely. NYS-MAP funds can also be used to pay off property tax arrears or other debts that could lead to foreclosure. The Attorney General anticipates that the program will be able to make several hundred loans over the next 18 months.
Eligible homeowners must have experienced a financial hardship and must demonstrate an ability to afford their housing payments after receiving NYS-MAP assistance. Homeowners must work with a foreclosure prevention professional within the Attorney General’s Homeownership Protection Program (HOPP). Call 855-HOME-456 to find a HOPP partner near you.