Foreclosure prevention help you can count on
The New York State Mortgage Assistance Program is a free service that makes loans up to $40,000 to eligible New York homeowners who are at risk of foreclosure. Please see important application information below.
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Find out if the program may be able to help you.
Do you own and occupy your home as your primary residence?
NOTE: To be eligible for the program, you must currently live in your home. You can have renters in the home, but you must live there, too. If you have been temporarily displaced from your home because of a natural disaster, you may still be eligible.
Is your home a single family house, 2 to 4 family house, condo, or co-op?
NOTE: Some types of manufactured housing are eligible for the New York State Mortgage Assistance Program.
Is your household income equal to or less than ?
Based on your answers, you may be eligible for the New York State Mortgage Assistance Program. Please note there are additional program criteria so you will need to meet with a foreclosure prevention professional who can help you determine your eligibility.
Please fill out the form below so that we can continue to share information with you about the program:
About the New York State Mortgage Assistance Program
The New York State Mortgage Assistance Program is administered by the Center for NYC Neighborhoods, a non-profit organization that promotes and protects affordable homeownership. Loans are made by Sustainable Neighborhoods LLC, a wholly-owned subsidiary of the Center.
Before applying to the program, we strongly recommend that you first contact a non-profit housing counseling or legal services organization that can assess whether you are eligible. For a referral to a government-vetted foreclosure professional in your community, contact the New York State Attorney General’s Homeownership Protection Program at 855- HOME-456. There is no charge to eligible homeowners for the program.
Eligible homeowners must have experienced a financial hardship and must demonstrate an ability to afford their housing payments after receiving assistance. Funds can be used to bring a mortgage current, help get a modification, pay off a mortgage or property tax arrears, or settle other debts that could lead to foreclosure.