Helping you keep your home.

The New York State Mortgage Assistance Program (NYS-MAP) is currently accepting applications. Call 855-HOME-456 (855-466-3456) to be connected to a foreclosure prevention professional who can help determine if you may be eligible.

New York State Mortgage Assistance Program

Find out if NYS-MAP may be able to help you.

1.

Is your home in New York State?

Yes No
Based on your response, you do not appear to be eligible for this program, which is for New York State homeowners. National resources for homeowners facing foreclosure can be found here.
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2.

Do you own and occupy your home as your primary residence?

NOTE: To be eligible for NYS-MAP, you must currently live in your home. You can have renters in the home, but you must live there, too. If you have been temporarily displaced from your home because of a natural disaster, you may still be eligible for NYS-MAP.

Yes No
Based on your response, you do not appear to be eligible for NYS-MAP, but we still want to help. We encourage all New York homeowners to make use of the foreclosure prevention services provided at no cost through Attorney General Eric Schneiderman’s Homeownership Protection Program by calling 1-855-HOME-456.
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3.

Is your home a single family house, 2 to 4 family house, condo, or co-op?

NOTE: Some types of manufactured housing are eligible for NYS-MAP.

Yes No
Based on your response, you do not appear to be eligible for NYS-MAP, but we still want to help. We encourage all New York homeowners to make use of the foreclosure prevention services provided at no cost through Attorney General Eric Schneiderman’s Homeownership Protection Program by calling 1-855-HOME-456.
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4.

How many people live in your household?

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5.

What county is your home in?

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6.

Is your household income equal to or less than ?

Yes No
Based on your response, you do not appear to be eligible for NYS-MAP, but we still want to help. We encourage all New York homeowners to make use of the foreclosure prevention services provided at no cost through Attorney General Eric Schneiderman’s Homeownership Protection Program by calling 1-855-HOME-456.
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Based on your answers, NYS-MAP may be able to help. Please note that there are additional program criteria so you will need to meet with a foreclosure prevention professional who can help you determine if you may be eligible.

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About the program

NYS-MAP is funded by New York Attorney General Eric Schneiderman and administered by the Center for NYC Neighborhoods, with support from the Empire Justice Center. NYS-MAP makes loans to eligible New York homeowners who are at risk of foreclosure and unable to get assistance from other foreclosure prevention programs.

NYS-MAP funds can be used to bring a mortgage current, help get a modification, or pay off a mortgage completely. NYS-MAP funds can also be used to pay off property tax arrears or other debts that could lead to foreclosure. The Attorney General anticipates that the program will be able to make several hundred loans.

Eligible homeowners must have experienced a financial hardship and must demonstrate an ability to afford their housing payments after receiving NYS-MAP assistance. Homeowners must work with a foreclosure prevention professional within the Attorney General’s Homeownership Protection Program (HOPP). Call 855-HOME-456 to find a HOPP partner near you.

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